Our first house :)

House.
I dreamt of it since I have been working in KL. The fact that I took LRT everyday to work I saw a lot of advertisement for new development.

It makes me dream more frequent and deeply.
2017, I heard of Rumawip and I decided to buy one. But my salary at that time still not gonna make it for the housing loan.

I studied the location for all the Rumawip houses that being released.. I even create my own map like below to weight which one the the most optimum location for a living.

I opted for Vista Wirajaya but then it's already sold out. My second option was Skyawani3 and after researching for some time, turns out you will need at least 15k cash to place a depo and booking.

Then I backed out know I don't have that much of money and I am still saving for my wedding.
I told my husband I gave up we should just focus on our wedding.


Fast forward end of 2018, 3 months after our wedding I am still seeing ads for skyawani3 and now they just ask for RM1K booking fee. :D

After a long discussion with my husband he agreed for us to try it first. We put our booking fee and alhamdulillah I was able to grab a housing loan successfully.

This time we almost gave up too due to the stress of looking for the best loan. We opt for full loan since we do not have 10%dp to pay.

We applied maybank but my mark is on the bench, I had like 0.05 % difference from the safe spot to get it. They asked me to clear my credit card loan first and I asked them to wait for like a week so I can clear it. But no, I decided to try Bsn and alhamdulillah I passed their mark. You see, every bank has different ways and mark to count your credit score. So we choose Bsn and after couple of weeks we sign our SnP and lawyer agreement.

Allah really do have a way to give what you want. Sometimes when you want it the most, Allah knows it's not the right time.
You just have to be patience and knows Allah maha mendengar :')